DRAFT
Fund Review
ASCF Premium Capital Fund
Performance as at Aug 2026
Australian Secure Capital Fund Ltd (ASCF), established in 2016 in Brisbane, manages three pooled mortgage investment funds including ASCF Premium Capital Fund. Investments spread across loan pools to minimise losses, with no involvement in construction or development funding. Investors consistently receive full payments and redemptions without capital loss. Richard Taylor leads as CEO and Finance Director, while Filippo Sciacca oversees Investor Relations, Asset Management, and Compliance.
| 1 Year | 3 Years3 | 5 Years3 | 7 Years3 | Inception3,4 | ||
| Total Return | Fund | 7.02% | 6.96% | 6.25% | N/A | 5.94% |
| Peer Group1 | 7.86% | 8.31% | 7.93% | N/A | 7.43% | |
| Index2 | 0.57% | 3.32% | -0.13% | N/A | 0.10% | |
| Volatility | Fund | 0.09% | 0.10% | 0.26% | N/A | 0.28% |
| Peer Group1 | 0.37% | 0.41% | 0.49% | N/A | 0.63% | |
| Index2 | 2.81% | 3.92% | 5.32% | N/A | 4.98% | |
| 1Real Estate Debt, 2Bloomberg AusBond Composite 0+ Yr Index, 3Annualised, 4Mar 2020 | ||||||
Strategy Description
The fund provides financing to small to medium businesses and individuals excluded by traditional lenders, offering loans for 1 to 12 months. All loans are secured by a first-ranking mortgage over Australian real property with a Loan to Valuation Ratio limit of 70 per cent to ensure capital protection. The fund does not engage in construction finance and bases loans on current property value. Investors must adhere to fixed investment terms with automatic rollovers unless they issue a withdrawal notice in advance.Cumulative Performance
Core Details |
PG = Peergroup Average | ||
| APIR: | ASE0660AU | Status: | Open |
| Peer Group: | Real Estate Debt | Inception Date: | Mar 2020 |
| Strategy: | Private Debt/Mortgage | Style: | N/A |
| Geography: | Australia | Domicile: | Australia |
| Investors: | Retail | Distributions: | Monthly |
| Fund Size: | AU$ 28.7177m | Manager FUM: | AU$ 319.64m |
| Applications: | Daily, Initial: AU$ 5,000 | Redemptions: | Daily |
| Management Fee: | N/A (PG avg: 0.80%) | Performance Fee: | N/A (PG avg: 4.12%) |
| Buy/Sell Spread: | 0%/0% (PG avg: 0.02%/0.02%) | Hurdle: | N/A |
| Early Redemption Fee | Yes | High Water Mark: | N/A |
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ASCF Premium Capital Fund
Performance vs Real Estate Debt and Bloomberg AusBond Composite 0+ Yr Index
Since inception in Mar 2020, the Fund has returned 5.94% p.a. vs the Peer Group's return over the same period of 7.43%. Over the past 12 months, the fund has returned 7.02% vs the peer group's 7.86%. For the 3 and 5 year periods, the fund has returned 6.96% and 6.25% respectively vs the Peer Group's returns of 8.31% and 7.93% respectively. The fund's returns have been delivered with a volatility of 0.28% p.a. vs the Peer Group's 0.63%.
| Year | Jan % | Feb % | Mar % | Apr % | May % | Jun % | Jul % | Aug % | Sep % | Oct % | Nov % | Dec % | YTD % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.57 | 0.52 | 0.57 | 0.55 | 0.55 | 0.56 | 0.56 | 0.58 | NA | NA | NA | NA | 4.54 |
| 2025 | 0.59 | 0.53 | 0.59 | 0.56 | 0.58 | 0.56 | 0.58 | 0.58 | 0.56 | 0.59 | 0.63 | 0.58 | 7.15 |
| 2024 | 0.55 | 0.52 | 0.57 | 0.55 | 0.58 | 0.55 | 0.59 | 0.59 | 0.57 | 0.58 | 0.58 | 0.59 | 7.02 |
| 2023 | 0.43 | 0.40 | 0.45 | 0.42 | 0.46 | 0.43 | 0.50 | 0.51 | 0.50 | 0.52 | 0.51 | 0.53 | 5.79 |
| 2022 | 0.42 | 0.36 | 0.42 | 0.41 | 0.42 | 0.40 | 0.41 | 0.42 | 0.40 | 0.42 | 0.40 | 0.42 | 5.00 |
| 2021 | 0.42 | 0.33 | 0.42 | 0.42 | 0.43 | 0.40 | 0.40 | 0.43 | 0.42 | 0.42 | 0.41 | 0.42 | 5.04 |
| 2020 | NA | NA | 0.34 | 0.32 | 0.39 | 0.44 | 0.41 | 0.42 | 0.40 | 0.40 | 0.42 | 0.41 | 4.02 |
Notes:
Performance shown is the aggregate return for all investors across all investment terms (3, 6, 12 and 24 months).
Redemption notice is 1-3 months depending on investment term.
Redemption notice is 1-3 months depending on investment term.
| 1 Year | 3 Years | 5 Years | 7 Years | Inception | ||
| Total Return | Fund | 7.02% | 6.96% | 6.25% | N/A | 5.94% |
| Peer Group | 7.86% | 8.31% | 7.93% | N/A | 7.43% | |
| Index2 | 0.57% | 3.32% | -0.13% | N/A | 0.10% | |
| Volatility | Fund | 0.09% | 0.10% | 0.26% | N/A | 0.28% |
| Peer Group | 0.37% | 0.41% | 0.49% | N/A | 0.63% | |
| Index | 2.81% | 3.92% | 5.32% | N/A | 4.98% | |
| Sharpe | Fund | 18.75 | 19.65 | 10.18 | N/A | 9.93 |
| Peer Group | 9.44 | 9.56 | 9.40 | N/A | 8.02 | |
| Index | -1.18 | -0.18 | -0.61 | N/A | -0.46 | |
| Sortino | Fund | N/A | N/A | N/A | N/A | N/A |
| Peer Group | N/A | 54.18 | 79.22 | N/A | 25.58 | |
| Index | -1.32 | -0.27 | -0.79 | N/A | -0.60 | |
| Largest Drawdown | Fund | 0.00% | 0.00% | 0.00% | N/A | 0.00% |
| Peer Group | 0.00% | 0.00% | 0.00% | N/A | -0.43% | |
| Index | -1.84% | -1.98% | -11.60% | N/A | -13.20% |
Return in Index's 10 Best & 10 Worst Months %
Return in Index's 10 Best & 10 Worst Months %
Annualised Return vs Standard Deviation
ASCF Premium Capital Fund - Annualised Return vs. Standard Deviation
Please view https://fundmonitors.com/disclaimer.php for the full disclaimer. The content is updated monthly and only the current version should be used.
ASCF Premium Capital Fund
Annual Returns
Annual Returns %
Drawdown
Drawdown%
Service Providers
| Trustee/RE: | Australian Secure Capital Fund Ltd |
| Custodian: | Certane CT Pty Ltd |
| Administrator: | N/A |
| Auditor: | Grant Thornton |
| Legal: | McMahon Clarke |
| Prime Broker: | N/A |
Available on Investment Platforms
OLIVIA123
Key Staff
Filippo Sciacca
Director of Investor Relations, Asset Management & Compliance
Years in industry: 30, Years at Firm: 11
Richard Taylor
Chief Executive Officer & Director of Finance
Years in industry: 44, Years at Firm: 11
Peter Aubort
Compliance Committee Chairman
Years in industry: 28
About AFM's Fund Reviews and Star Ratings
AFM's proprietary Star Rating system provides a quantitative ranking of performance and risk of funds in its peer group relative to similar funds. Funds must have a minimum 1 year track record.
Star Ratings for Performance reflects annualised return. Risk is a combination of downside deviation, maximum drawdown and longest drawdown, which are allocated in reverse.
| AFM Star Rating | Relative performance band compared to funds in the same Peer Group |
|---|---|
| ★ ★ ★ ★ ★ | Premium: The fund is in the top 10% of all funds in its peer group. |
| ★ ★ ★ ★ ☆ | Top Quartile: The fund ranges between 75 and 90% of all funds in its peer group. |
| ★ ★ ★ ☆ ☆ | Second Quartile: The fund ranges between 50 and 75% of all funds in its peer group. |
| ★ ★ ☆ ☆ ☆ | Third Quartile: The fund ranges between 25 and 50% of all funds in its peer group. |
| ★ ☆ ☆ ☆ ☆ | Fourth Quartile: The fund is in the lowest 25% of all funds in its peer group. |
All performances, rankings and Star Ratings are updated monthly. Past performance does not guarantee future performance.
Copyright
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Disclaimer
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