FarmCap is an Australian investment manager and non-bank mortgage-backed lender focused on private credit for farmers and agricultural businesses. It provides lending solutions to Australian agriculture, with loans typically secured by rural real estate and supported by sector-specific credit assessment, borrower engagement and ongoing loan management. FarmCap operates nationally and is a corporate authorised representative of Brindabella Investment Group. As at June 2026, the team had assessed more than 2500 farm lending scenarios through its proprietary deal flow network. Its approach is supported by experience across credit, investment and agriculture, with origination relationships across borrowers, referral partners and industry participants. FarmCap's lending process includes due diligence, investment committee review, risk controls and governance oversight. The manager offers investors exposure to agricultural mortgage-backed private credit through a diversified fund structure, as well as direct participation in selected transactions through a contributory fund.

FarmCap Private Credit Agricultural Mortgage Fund provides wholesale investors with exposure to agricultural mortgage-backed loans in Australia. The fund writes loans to Australian farmers and agricultural sector participants, secured by registered first and second mortgages over agricultural or rural real estate, with independent valuations, general security agreements and personal guarantees typically required. Loans are intended to have deal sizes of $200,000 to $15 million and terms of 6 to 24 months, with maximum LVRs of up to 65% for first mortgages and 70% for second mortgages. FarmCap seeks diversification across loan size, duration, region, location and commodity sector, including broadacre, irrigated cropping, livestock, dairy, horticulture and viticulture. Each loan is subject to due diligence, investment committee approval and ongoing management.

Note: Current average weighted LVR is 50%.